A seven-member panel of Realtors talked to mortgage professionals about what helps and what hurts real estate deals at the Mortgage Bankers Association of Jacksonville’s September meeting. Panel members were Shawn O’Neil and Ray Rivera, both of Exit Real Estate Gallery; Kim Knapp and Jamie Huggins, both of Coldwell Banker Vanguard Realty; Mark Ryan of Re/Max Unlimited; and Millie Kanyar and Diana Galavis, both of The Legends of Real Estate East Coast.