VyStar Credit Union isn’t wasting any time getting its new Downtown branch ready for business. The plan is for the operation to move out of its current location on West Forsyth Street by the end of May. The much larger location on the first floor of the Ed Ball Building on Hogan Street will have five tellers in addition to VyStar’s state-of-the-art ATMs. Members will be able to apply for loans on-line, then have the final documents delivered to their Downtown workplace, according to Member Relationship Specialist Gene Moore.