"This bill is necessary, but not sufficient. More has to happen for us to move the needle on this legislation and on rates."

When Florida lawmakers convene on property insurance, they will confront the biggest economic challenge in state history. They need to change the incentives to a market of free enterprise and competition that benefits consumers.

Florida accounted for 8% of property insurance claims nationwide in 2019, but for 76% of the property lawsuits.

There soon will be a vacancy on the federal bench in Jacksonville.

You can submit a letter to the editor via email at [email protected] or mail to 121 W. Forsyth St. Suite 150, Jacksonville, Florida, 32202.